Financial Assistance Programs

St. Mary Catholic School Financial Assistance Programs

St. Mary Catholic School recognizes the financial investment families make when choosing a Catholic School education. Although families and extended families take primary responsibility for the cost of a student’s education, we are committed to helping parents who need assistance to afford the choice of a SMCS education. St. Mary Catholic School offers the following need-based financial aid programs.

Flexible Payment Plans:

Maryland BOOST Scholarship:

  • BOOST is a State Maryland Program, enacted in 2016, to ensure lower-income students could afford the K-12 education best fit for their needs. BOOST provides scholarships to eligible students to enable them to attend a nonpublic school. 2020-2021 BOOST Application is open! Due to COVID-19, deadline extended to July 15, 2020.  Apply:

FACTS Education Grant & Aid Application:

  • All SMCS families are eligible to apply for Archdiocesan tuition assistance using the FACTS Education Grant & Aid Application.  Deadline to apply for Archdiocesan assistance is February 28. (please click on link):  FACTS

Catholic Parish Support:

  • Saint Mary and Saint Michael parishioners can apply for parish tuition assistance using the FACTS application.  The deadline to apply for Saint Mary & Saint Michael’s assistance is April 1.  Additional information is available in the school office.

  • Members of Saint Ann, Saint Joseph, Saint James, and Saint Augustine should contact your home parish pastors and ask what is available for assistance. Your pastors are grateful to be able to assist you. Archbishop William E. Lori is an advocate of Catholic education, so please ask your Church what She can do to help.

Transfer Grants:

  • Students currently enrolled in public/private schools who wish to transfer to St. Mary Catholic School may be eligible to receive $2,000 off the first year’s tuition and $1,000 off the second year’s tuition. A limited number of grants are available to students entering grades 1 through 7. UPDATE: All transfer grants have been assigned for the 2020-21 school year.

New Student Referral Program:

  • SMCS is implementing a New Student Referral Program for the 2020-2021 school year. Current SMCS families can earn a $300 tuition credit ($100 tuition credit per trimester for enrolled status) for each new student that is referred and actually enrolls in grades Pre-K full day through grade 8 and attends SMCS during the 2020-2021 school year. (Refer a family that enrolls two students and receive a $600 tuition credit. Refer a family that enrolls three students and receive a $900 tuition credit. The maximum tuition credit amount annually is $900). The tuition credit amount for referring a family who enrolls a student in the Pre-K half-day program is $150 ($50 tuition credit per trimester for enrolled status). Read more about this program.

The state of Maryland, 529 Savings Account*:

  • The State of Maryland, in partnership with T. Rowe Price, now allows Marylanders to invest in 529 savings accounts to help pay their children’s K-12 tuition. Those who invest and pay for K-12 tuition with a Maryland 529 account enjoy tax-free growth and a state income tax deduction.

Child Care Tax Credit:

  • Families with a Pre-K (4) student may be eligible to claim a tax credit under the child care tax credit as long as the student was under our care while the parent(s) worked or were in search of work. Families with a stay-at-home or unemployed spouse cannot claim the credit. Please consult with your financial adviser for details before claiming this tax credit and refer to IRS Publication 503:


  • SCRIP is a gift card program that generates “free money.”  Our school families have been using SCRIP to reduce their own tuition.  SMCS families have saved over a quarter of a million dollars in tuition costs using the SCRIP program.  Start making Catholic education affordable today! Get started today: SCRIP.

    *Nothing herein constitutes tax advice. Please consult a tax professional regarding any and all tax deductions or other tax planning, including changes to existing laws and limitations.

Interested in Learning More about our Catholic School?

In choosing St. Mary Catholic School, you are investing in your child’s tomorrow. For over 140 years students and families have been entrusting SMCS for educational excellence – spiritually, academically, and socially. We invite you to visit our campus in historic Hagerstown, Maryland to learn more about our school as well as our school community.